What To Do When You’ve Been Injured at Work

Most of us head to work each day with a focus on the tasks, jobs, and responsibilities ahead of us. While work is never easy and often stressful, there is usually no need to worry about your safety in the workplace. There are measures and protocols in place to protect employees. 

Unfortunately, accidents in the workplace are quite common. In a busy environment, it’s easy to slip or fall, causing injury. In other circumstances, people fall victim to pure bad luck. Certain professions are more dangerous than others. Jobs such as logging, roofing, construction, and fishing have a higher accident rate. However, no jobs are free from the risk of an accident. 

An accident at work is something you never think will happen to you until it actually does. A significant injury can be life-altering, and can at least inhibit your ability to work and make a living. You should be informed on what to do if you’re involved in one. 

In the unfortunate event of a workplace accident, here are six steps that you need to take.

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Assess your injury
As soon as an accident occurs, you should concentrate fully on assessing and tending to any potential injuries. Your safety is the number one priority. Avoid causing further damage by moving or putting the injured areas under unnecessary pressure. 

Call out to a colleague, a passerby, or the emergency services for assistance. If there is an on-site medical kit, instruct someone to bring it and perform first-aid if it’s required.

Document the incident
With your own health and safety being the priority, the next course of action should be to document any evidence surrounding the incident. Take photos and videos, or have someone do so on your behalf. 

Take contact information from any witnesses or people involved in the accident. 

As soon as you are capable, write down your account of the accident. This could be very important for any future claim. The closer to the time of occurrence, the more accurate your account is likely to be.

Visit a doctor
Immediately after the accident, you should visit your doctor to make a professional assessment of your injuries. If your injuries are severe, call an ambulance or go straight to the ER. 

Ensure that the doctor writes an official, signed account of your injuries. 

Treat your injuries
No matter the extent of your ailments, it’s important that you take the necessary action to recover. Visit a chiropractor or therapist for specialized treatment. Stay disciplined and follow their instructions to minimize the longterm effects of the injuries. 

Monitor medical costs
Keep all receipts related to your medical costs, including appointments, therapy, and medication. If the accident was not your fault, you shouldn’t have to undertake the financial burden of recovery. 

In a future claim or agreement with your employer, having a record of your medical costs will make compensation much easier to receive. 

Consider legal action
If you are an innocent victim of an accident, you shouldn’t have to pay the long term price. Seek advice from a legal expert and decide whether or not you should pursue legal action. 

This might not be your ideal scenario, but you might need to take the legal route to receive compensation.

4 Reasons Why Having Life Insurance is Beneficial for You

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Is life insurance a good investment? Many people ask a lot of questions about life insurance because it is a part of your financial plan. It’s beneficial to have life insurance from a very young age because you’ll never know what happens. We all know that no one thinks about death, but life insurance will give you financial confidence. Most people don’t understand the benefits of life insurance. 

It can help you take care of your family members, too – this would be one of the benefits of life insurance. So, it’s simple – the more life insurance you have, the more benefits. So, what is whole life insurance? Life insurance provides an amount of money to your loved ones in case you pass away. There are many types of insurances, but life insurance typically comes with a lot of features. Basically, you cover your entire life – of course, if you keep your payments updated. 

Flexible Work Opportunities That Can Supplement Your Income

COVID-19 took a sledgehammer to the job market earlier in the year, forcing millions of people out of work involuntarily. It was a massive disaster and left many of us worrying how the heck we were going to keep a roof over our heads during the lockdown. Fortunately, the economy appears to be bouncing back, with millions of new jobs being created in both May and June. But that doesn’t mean there aren’t scars from the lockdown. Many people’s finances are in tatters. 

Fortunately, there are plenty of jobs you can do to supplement your income. You don’t have to make do with a smaller income from your regular work (or none at all). 

Become A Household Assistant

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Wealthy people will remain relatively unaffected by the current economic crisis engulfing western countries. Even if their incomes are down this year, they have massive cash reserves and want to maintain their quality of life. They know that things will improve in a couple of years, giving them plenty of opportunities to build their wealth again. 

For that reason, the household assistant market is hot right now. Millionaires and billionaires want people to do the odd job here and there to manage their properties. They’re too busy to do it themselves.

If you do a good job, you can usually earn tips that easily double or triple your regular pay. And even if you work for a basic rate, all that money soon adds up and makes a massive difference in your quality of life. 

Offer Your Services Freelance

COVID-19 made “going freelance” mainstream. Now everyone wants to try it. Marketable skills include writing, transcribing, tutoring, providing virtual reception services, and even accounting. 

Freelance gigs tend to build slowly. At first, you might only get a couple of projects per week. But over time, demand will build. People will tell their colleagues about your services. And eventually, you’ll fill your calendar. 

Become A Carer

Child and elderly care jobs never went away during the crisis. In fact, the demand for people to work in this sector went up and up. And even when the economy returns to normal, that process will continue. 

The great thing about most care jobs is that you can divide your time into chunks. Agencies tend to operate sophisticated timetables. So you just tell them when you’re free to work, and they’ll get on with the job of providing you with opportunities that work around your schedule. 

Try Dog Sitting

If you thought babysitting was a real money-spinner, you should try dog sitting. Most people really dislike leaving their pooches in their homes when they go away for the night, just in case they start acting out. And a lot of people can’t bear sending their dogs to kennels if they decide to go abroad. 

Dog sitting, therefore, is becoming increasingly popular. You essentially house sit for the person who is going away while also looking after their four-legged friend. Basic knowledge of how to look after a dog is required. But other than that, you don’t need any special skills. 

A Guide to Window Pane Replacement

Whether the window pane has been damaged by a falling branch, an errant baseball or a hurled stone, sooner than later you will need to carry out window pane replacement. However, if you have single-pane windows or old panes, replacing them is the only choice you have to make your home look appealing. Replacing your panes, though an easy undertaking, needs practice. 


In this piece we are going to show you how to replace panes in your Oakville windows and doors. Remember that after you have done pane replacement you want to have neat panes and your windows opening and closing as before.


Step 1: Removing the Glass

To get rid of the broken glass, you should wear protective gloves to avoid causing injury to your hands. To start with, break the glass to loosen it and then wearing your gloves, wiggle all the pieces that doesn’t come out easily.


Step 2: Get Rid Of the Old Putty

First, you would want to place an aluminium foil near the panes to avoid damage by heat. Now rake out the warm putty using a chisel and repeat the process on the other side.


Step 3: Prepare the Rabbets

Prepare the metal glazing points and the grooves where the glass will sit. Now sand your rabbets on the wood. Brush it to make it stick onto the wood so it doesn’t sip the oils from the putty and reduce its life.


Wait for the paint to get dry and then put the putty on the surface and wait until it gets malleable and warm, and press the rabbets. At this point, the surface won’t be neat, but that doesn’t matter at this stage.


Step 4: Bed the Glass

Now it’s time for the actual window pane replacement where you are supposed to press it into the putty. Make sure to apply enough pressure using your fingers for the pane to hold strongly. Usually, Oakville Windows and Doors panes hold pretty well on the putty.


Step 5: Setting the Points

Locate the centre of the all the four sides of the pane and now put a glazier’s point flat on the pane glass and press the tip of your putty knife against the raised point. While gently pushing the pane downwards, roc the points starting at each side until it sits perfectly on the wood.


Step 6: Knead the Putty

Take a handful of putty and create a long rope, precisely, three-quarters long.


Step 7: Apply Your Putty Rope

Now gently put your putty roe around the glass edges and press it strongly against the rabbets.

If the length of the putty rope doesn’t reach the end, create another one and overlap the tips to create a continuous ring around the glass edges.


Step 8: Smooth the Putty

To smoothen the putty you will need to use a knife. Start from one corner with your knife held at 45-degree angle to the window pane and the cutting tip on the rabbet.


Now pull the knife from one corner to the other, while maintaining the angle. Make sure everything is clean and after smoothening the putty collect the excess. Now, set the knife tip and repeat the process on the other sides.


In case the tip of your knife draws away the putty, clean it and repeat the process.


Step 9: Fine Tune

Go to the other side and see whether the putty is in line with the other putty on the side you are watching from. If you can see it, it means it has extended and you need to retool it.


To do so, hold your knife to the corner of the glass near the rabbet than before and then retool it following step number 8. You will know you have achieved the right angle if the edge lines of the putty are in line, both in the interior and exterior of the window pane. Remove the excess putty.


Step 10: Prime and Paint

The last step in window replacement for your windows Oakville is priming and painting. Before this, you should give the putty some time to harden up and clean the oil from the putty using a dry rag. Now paint it and apply a coat of paint.

Types Of Roofing And Their Benefits

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Whether you are commissioning for the building of your home or you are replacing the roof on your home, there are many roofing options. It all depends on the look you are going for and the type of protection you are needing to receive. Here are the different types of roofing materials and their benefits.

Solar Tiles

Also known as solar tiles, these fit easily and inconspicuously into existing shingles on your roof. They are extremely environmentally friendly and they can lower your energy costs as they generate up to one kilowatt of energy per 100 square feet. If you live in a very sunny region, have a very sunny roof or you live in a homeowner’s association that forbids solar panels, installing solar tiles to your roof is a great alternative.

Asphalt Shingles

These are by far the most common roofing materials because they are effective and efficient for all types of environmental conditions. They are also cheaper to buy upfront, but they can be a little high maintenance as they will need to be replaced after 20 years. They may not protect against hail unless you install impact resistant shingles which can typically cost more than the regular ones.

Metal Roofing

These are a great option if you live somewhere that receives a lot of snow. They are relatively durable, lasting about 60 years and they are great for getting rid of snow and rain. Metal roofing also will not burn and they resist high winds. You can also get metal roof EMF shielding, which protects you and your house from electromagnetic field radiation. This type of roofing material is lightweight and can be installed over your existing roof. The only thing to be cautious about is the fact that your metal roof can make rainstorms very noisy and if it hails, your roof may dent.

Slate

This roofing material is extremely durable as it can last more than 100 years. It will not burn, it is waterproof and it also resists mold and fungus. If you live somewhere that experiences wet climates, this is the ideal roofing material for your home or building. Slate roofing is very expensive, heavy and may be broken if stepped on.

Stone-Coated Steel

Stone-coated steel roofing mimics slate, clay or shingles because of its interlocking panels. This type of roofing material resists damage caused by things like heavy rains, strong winds, uplifting, hail and freeze-thaw cycles making this it a perfect option for those living in wet and windy areas as well as areas that are vulnerable to wildfires.

Clay And Concrete Tiles

If you live in an area that gets a lot of tornados or hurricanes, this type of roofing material is best for your home or building. Clay and concrete tiles can endure the most severe damage from tornadoes, hurricanes and winds of up to 125 miles per hour. They can even withstand earthquakes. Clay and concrete roof tiles are ideal for those in warm, dry climates.