Monday, January 18, 2010

Moral and Monetary Bankruptcy

I heard this commercial where they said something like:

"You have the RIGHT to settle your credit card debt for a fraction of what you owe."

I know this has been going on for a long time. But it’s starting to piss me off.

Why do you have the RIGHT to charge stuff, use it and then NOT pay for some of it?

Isn’t this teaching our kids to go ahead and do whatever they want and ask forgiveness later?

It’s like how I was brought up to see Catholics: they do whatever they want and then go to Confession later. Now that I’m a Catholic, I’m certainly not like that and don’t know many who are. I don’t kiss other guys, thinking, “I can just confess this later at church and to Aron and it’ll be okay.”

So why can I buy all the shoes I want and all the chocolate and crap and then NOT pay for all of it?

Sounds similar to bankruptcy to me. MORAL bankruptcy.

*Edited to add: I guess when I posted this I had severe baby brain and now realize that some people might not, for instance, have health insurance for whatever reason, and get debt that way. School me on this one, people!