3 Tips To Help You File A Car Insurance Claim

Car insurance is there to protect you in the event of a crash, so you don’t have to pay for repairs out of pocket. It can help you to avoid financial problems after an accident, but a lot of people don’t know exactly how to make a claim or whether they even should in the first place. But if you make mistakes during the claim process, it could push your premiums up and cost you money. 

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If you have been in an accident and you need to make a claim on your car insurance, here are a few important tips to help you through the process.

Only Claim In The Right Circumstances

Some people assume that you should always make an insurance claim if there is damage to your car, but that isn’t the case. When you make a claim, you will have to pay your insurance deductible and the more claims you make, the higher your insurance will be in the future. If there is only minor damage to the car, you should consider paying for it to get fixed yourself if it is going to be cheaper than paying your deductible. If you can avoid making lots of claims, you will benefit from a no claims bonus and find it a lot easier to reduce your car insurance bill in the future. 

Make Sure You Have The Right Paperwork

If you do decide that you want to file a claim, you need to make sure that you have all of the right paperwork in place. When you report the crash to the police, they will create a crash report with the details of the accident. You need to give this crash report to the insurance company when you make a claim so they know exactly what happened. It is also important that you document the damage to the car, so make sure that you take lots of photos at the scene. The more information you provide, the quicker your claim will be processed. But if you make mistakes, it will slow things down and could even cause your claim to be rejected. 

Wait For A Response Before Making Repairs

We are all reliant on our cars and we can’t do without them for too long. However, you should wait for a response from the insurance company before making any repairs, if possible. There is a chance that the insurance company will not approve your claim and you will have to pay for them yourself. If that is the case, you need time to shop around and find the best price, so don’t rush into anything before you hear back from the insurance company. 

If the claim is taking a while and you are worried that there may be an issue, do not hesitate to get in touch with the insurance company and chase them up. 

As long as you follow these simple tips, you can make sure that your claims are approved and your insurance costs stay low.

3 Tips to Liven Up Your Look This Summer

                    Warmer weather and sunny days may soon be upon us. This year why not liven things up a bit with a fun new summer look. Below are three tips to get you in the mood to update your look with a fun and funky summer style people will be sure to notice.

1. Vintage Clothes

Vintage clothes may be all the rage and there’s an easy way to get your hands on some. Shop your local secondhand and used clothing stores to find hidden vintage gems. Often people may clean out a closet and donate clothes from times past without a second thought. Those clothes may soon become the latest vintage look.

2. Unique Jewelry

Unique and one of a kind pieces of jewelry can be just what your outfit needs to liven it up. You can search your local vintage and secondhand stores for older jewelry. Or, for an even more unique look, you can buy handmade necklaces online. You may be able to find some one-of-a-kind looks that perfectly fits your style and personality.

3. New Hairstyle

Have you ever tried a different hairstyle or color? This may be the perfect time for you to give that style or color a chance. If you’re not ready to drastically change your look, something subtle can still make you feel ready for that summer get-together. You can even try out some semi-permanent hair dyes to give you that change you may be craving, without the commitment. Hair extensions can also help you achieve a look you’ve been wanting, without having to commit to a style permanently.

Enjoy the long summer days and give yourself a fun makeover. Remember, it doesn’t have to be permanent or drastic to give you that boost you may be looking for. Have fun and enjoy your summer!

               

Which Diamonds Look the Biggest on Wedding Rings?

Wedding rings are often just simple gold, silver, or platinum bands. Both the men and the women’s bands are similar. You can add a few details, such as etchings or even tiny stones to make it more unique.



The addition of diamonds on wedding rings has been popular for the last few years. Diamonds are often added on the women’s ring to complement their diamond engagement rings.



Although the diamonds are often small on a wedding ring, some would want to have bigger diamonds even on their wedding rings. If you are like that, you can choose a particular cut to give the illusion of a bigger diamond.

Choosing the Right Cut

It’s better to choose the right cut to give the illusion than actually making the diamond bigger.



Specific cuts are more expensive than other cuts, but adding another carat to your diamond will make it pricier. If you're on a strict budget, you might end up in trouble for splurging on the ring.



With that, here are some of the best cuts you can choose that look bigger on wedding rings:

Round Cut

The round cut is famous for a lot of reasons. It offers the most brilliance and makes the diamond look bigger than it actually is. Round diamonds are also the sign of class, luxury, and is a timeless look.



It’s the perfect cut for a wedding ring as it can complement the simplicity of the band.

Oval Cut

If you’re not that much of a fan of round cut and would love something a little more modern and uncommon, then you can choose the oval cut.



The oval cut provides almost the same brilliance of a round cut, but it looks even bigger because of its elongated shape.



You can put it in the center of your wedding ring, and it’ll give you the same illusion of a bigger stone. Plus, it has a more modern look to it and is typically found in engagement rings instead of wedding rings. So, it can make your ring look a little more unique than most wedding rings out there.

Marquise Cut

If you want an even more unique look but still get the illusion of a big diamond, then you can choose the marquise cut.



It has an elongated shape and is not as common today as it was back then. Still, it’s one of the best diamond cuts that you can choose for the illusion.

Conclusion

The best way to get these stones on your wedding ring is to have them customized. If you have chosen from these cuts, talk to your jeweler to have it incorporated on your rings.

How to Swaddle a Baby With a Muslin Blanket

A lot of new mothers are afraid to swaddle their babies because it looks hard. But that's not always the case. Swaddling can be a very useful technique once you master it.

How can you swaddle your baby like a pro? What blanket should you use? Can swaddles help calm your baby down?

Here we give you useful tips and recommendations on how to swaddle with the right blanket or muslin blanket. Read more below for more information.

The Essentials of Swaddles

As a new parent, it's important that you know how to keep your baby comfortable. Swaddles are one of the best ways to do that. They keep the baby warm, relaxed and most of all lets them sleep better.

Things you should prepare when swaddling a baby:

●       You can use a muslin blanket, a traditional swaddle blanket

●       You can also use a hook and eye swaddle blanket

●       Swaddle bags are okay too if you want an easier option

Easy Steps to Swaddle a Baby

1. Start by laying the blanket on a mattress or any firm surface.
2. With one corner of the blanket, fold it into an upside-down triangle shape.
3. Place the baby on the blanket. Make sure the shoulders are on the edge of the part that's folded down.
4. Tuck the baby's hands underneath the folds like they are by the face or shoulders. In other cases, you can leave the arms out and tuck in the armpits. The latter is best for older babies.
5. Take the right side of the blanket and drape it across the baby's body. Then tuck it underneath the other side of the body.
6. With the bottom tail of the blanket, fold it upwards and towards the baby's head. Tuck this corner on the top sight side fold.
7. Now take the left side and wrap it across the body of the baby. Finally, tuck the corner on the right-hand side.

Practice Makes Perfect Swaddle!

Sometimes the first try doesn't go well. But that doesn;lt mean you should give up. There are many types of swaddling a baby. You can practice many styles and go with one that you can master.

It can also be worrisome for some moms to swaddle their babies too tight. You will need to know how your baby wants to sleep as some would want to feel tight and comfortable. The muslin fabric is very soft and stretchable so it won't harm your baby in any way.

To make sure that the swaddle technique works, check if your baby is sleepy but a little awake. You want your baby to be still when swaddling.

The best way for this to work? Is to add your own love and affection! Nothing can make babies feel better than knowing that they are safe in the care of their loving parents.

4 Tips For A Healthy Swimming Pool

The summer months are gently crawling towards us, and that means that it’s time to make sure that the garden is ready. You want to have the right space for entertaining guests, which means clearing the barbecue and getting the outdoor furniture available for use once more. It also means that you have to get your swimming pool ready once more for a season of outdoor exercise, splashing, splishing, and all-out fun.

Having your own pool? It’s a sign you’ve arrived, but if you’re trying to use a pool without the right chemicals or the right Grundfos multi-stage pump to get the water cleaned out, you’re going to have some trouble. It’s a fun addition to the home, but a swimming pool takes work to get healthy and ready for the season. The good news is that in lieu of a pool professional coming to the house to get it sorted for you, you can do it without their help. Let’s check out four tips that will ensure that your swimming pool is ready for the summer.

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1. Firstly, check the chemistry of the pool. You should have the right pH, and if it’s not correct, the water will not be clean. The higher the pH, the more chlorine you need. You want the chlorine to keep the pool clean, so keep an eye on the pH - a good pool pH monitor is a great idea here.
2. Next, you want to ensure that the water levels of the pool are correct. You can use a skimmer bucket at a certain height to ensure that the water doesn’t go too high or too low. Skimmer buckets are a great addition to ensure that the debris in the pool is all collected before it sinks to the bottom. Waste making its way into the skimmer can only do so when the water level is correct.
3. Keep the filters clean as much as possible. It would help if you cleaned out the filters regularly to prevent dirt flowing through the water. Without the filter cleaned, you will have a pool with discolored water. The filter itself needs to be cleaned every four to six months as standard.
4. Empty out the skimmer bucket every week. Each week it fills with debris, which means that each week it will need to be emptied. A lot of nature will fall in the pool, and the skimmer does the job to keep it cleaned and ensure that no nature gets under your feet when you swim.

You should be able to enjoy long summer days filled with sunshine and joy, but a dirty and unsightly pool doesn’t allow for that. Cooling off in the heat can only be done when you don’t neglect the pool. The pool needs to be in the best possible condition so that you can enjoy it instead of being left on the side. Take your time and get your pool cleaned in good time for the summer and keep a cover on it in the windy weather. The less debris on the surface, the less you’ll have to clean!