Saturday, November 5, 2016

Get $5 When You Sign Up For #Swagbucks


 

 We've reached the Holiday season - can you believe it? People are already preparing for Thanksgiving and getting ready to start shopping for the Holidays (if they haven't already begun)! Since this time of year in particular is a good one for having some extra money, Swagbucks is offering a $5 bonus to people who sign up through me this month!

Swagbucks is a rewards site where you earn points (called SB) for all sorts of things you're probably already doing online, like shopping, discovering deals, taking surveys, watching videos, and more! Then you can turn your gift cards into PayPal cash or gift cards to places like Amazon, Starbucks, and more!

Here's how you get your bonus:

1. Sign up using this link

2. Earn 300 SB total before 12/1. You'll get a $3 (300 SB) bonus for it!

3. When you do your holiday shopping, spend at least $25 through Swagbucks Shop* and you'll get another $2 (200 SB) bonus on top of the cashback you'll get from shopping.

That's it. It's super easy, and Swagbucks is for real. I use it myself, and I've earned [GIVE EARNED SB AMOUNT, WHAT YOU SPEND IT ON]

*You must receive your shopping SB before January 1st

Friday, November 4, 2016

Why Online Adult Education is the Hot New Thing

Heading off to college, getting your bachelor’s degree, and maybe even earning your Masters is an exciting time in life. But what if you are an adult returning to education? Perhaps you want to work towards gaining a postgraduate degree for better work opportunities. Or maybe even for your own self-satisfaction. As adults, we have more responsibilities than we used to. These include work, family, and financial constraints, all which make online learning more inviting. So today we’re going to look at the option of taking online courses to further your education.

a1.jpg
Picture found on: Pixabay

Why Learn Online?

Online adult education allows flexibility and interactive study, straight from your home. It’s cost effective, means you can continue working and also set your own pace of study. Distance learning also means you can achieve your degree no matter where you live in the world. Not only is it a more affordable option, but because you have invested the money into your learning, you will find you are much more dedicated to reaching your goals. Undergraduate, postgraduate and professional levels of courses are all available for online study. And in an age of advanced technology, it means courses are far more interactive.

Things You Can Do When You're Feeling Blue


If you're having a bit of a hard time, it can be hard to lift your mood. When things go wrong, it's easy to get stuck in a rut and only look at the negatives. There is so much around you that can make you feel positive, though! It's the little things that can make a difference. By simply mixing up your routine and letting yourself have a bit of fun; you could completely change your frame of mind. You just need to cut yourself some slack and focus your energies on something super positive.

Watch something comforting

When you're feeling a little bit low, you need to put the serial killer documentaries away and watch something that will feel like a big hug. If you used to tune into Disney movie as a youngster, stick your favorite on and get cozy. If Gilmore girls is your thing, kickback and remember the good Stars Hollow times. If you like to be busy, you might, at first, feel like this is a waste of time. But it's essential you relax your mind.

Get your bake on

Not only will cooking something give you an enormous sense of pride, but you also get to eat it after. Trying new things in the comfort of your own home can be seriously soothing. The smell of a freshly baked cake is divine and sharing what you've done with other people will help you break the cycle of being quiet and sad. Treat yourself to a new cookery book and get baking!

Update your living space

If you haven't changed around your furniture in an age or you're a little tired of where you're living - a great idea is to invest in some new furniture. If you can't afford new furniture, a great idea is to visit http://www.mylightingsource.com/Quoizel_Lighting_s/1832.htm and give yourself a little light update. Whether you opt for a more soothing light bulb wattage or you make a feature with a beautiful light shade; the change will really perk you up.

Make some moves

As tempting as it is only to stay in bed and watch Netflix, it's essential that you do get outside for some fresh air. Moving your body, even a little bit can't give you a new lease of life. If you have a dog, give it a little walk and if you can, get yourself to a relaxing yoga class. Moving around will get the blood pumping.

Enjoy your own company

Doing things on your own can be incredibly satisfying. You might not feel like doing it, but wandering alone with your thoughts can be very eye-opening and calm. If you've had a hard time of late, you might need the space to clear your head. If you don't want to go to the movies on your own, you could take a trip to the seaside or visit a museum. Give it a go; you might not regret it and it could do you the world of good.

4 Vital Financial Habits To See You Through Tough Times

business-money-pink-coins-large.jpg
We all want to be in as good a financial position as possible. This is something which many of us are struggling with day to day. The trouble is often that we get into poor ways of behaving around money which then leads to further problems. This is how the vicious cycle is created, and it can be a real pain for many. Fortunately, however, there are ways out of this cycle. The trick is to try and forge positive habits instead. When these habits stick, you will find that some dramatic changes start to come about pretty fast. Let’s take a look at four of the best financial habits that you should be adopting today.


Budget For Everything

It is unfortunately easy for your finances be in a poor way if you are not entirely sure of everything that you are spending. This might sound basic, but so many people do not know fully what goes out of their bank account. If you want to be in a better financial position, then you seriously need to consider budgeting for things as much as possible. You should sit down once a week and work out exactly what you have to spend on what, and what you don’t. The trick is not to leave anything out. It is by leaving out even small things that you end up making big mistakes. Therefore, make sure you include everything you can possibly think of.


Learn How To Shop Around

Too many people have forgotten the art of bargaining. The fact is, if you want to be in a better financial position, you need to shop around. Shopping around is something which does take a lot of practice before you get really good at it. But it is essential if you want to make more of what you are getting, and to ensure your money goes further. Remember that this habit applies to practically everything that you might purchase. It might be finding affordable card insurance with great customer service or it could be buying a house. Whatever it is, spend some time shopping around to ensure you end up with the best deal.

pexels-photo-large.jpg
Put Some Aside

Saving money is essential if you ever want to be in a better place permanently. With that in mind, remember the importance of putting some aside. There is a good rule of thumb, which is that putting aside 10% of what you take in is going to keep you level overall. However, putting aside any more than that is the way to get rich one day. It really does make a huge difference. Turn it into a habit which you do automatically, and you will notice a huge difference in no time.


Treat Yourself

Finally, remember the importance of treating yourself occasionally. There is no need, after all, to deny yourself of any such treat if you want to enjoy your life. Plus, allowing yourself the occasional luxury means that you are much less likely to get overly stressed about your finances. Ironically enough, treating yourself helps you to save money overall.

credit-squeeze-taxation-purse-tax-46242-large.jpeg
Credit

Need Home Decor? Go Through #Swagbucks First!

 

 Now that the holidays are in full gear, a lot of people are already getting started on decorating their homes for the season. If you're in that same boat, you can get great deals and cash back for shopping through Swagbucks! Just go here and see all of the great cash back you can get from some of your favorite stores. Here's how it works:



1. Click here to see the stores offering deals and cash back.
2. Click through to the store(s) of your choice and do some shopping!
3. Get cash back in the form of points (called SB) that you can redeem for free gift cards so you can stretch your holiday (and decorating) budget even further!

As an extra bonus, if you're not a Swagbucks member and join through my link above (or you've joined through my link this month), you'll get an one time 200 SB bonus when you spend $25 or more in any of the Swagbucks Shop stores before December 1st! Swagbucks is a great site where you earn SB points for doing every day things online like shopping, discovering deals, taking surveys, watching videos, searching the web, and more. The SB you earn, the more gift cards you can get, which are a HUGE help this time of year.

**You can do all sorts of online activities on Swagbucks to earn SB, including other offers like this one! Then you can turn your gift cards in to PayPal cash or gift cards to places like Amazon, Walmart, Target, Starbucks, and more!