Monday, December 9, 2019

Financially Surviving When Too Sick To Work

Getting sick can take a toll on your finances as well as your health. This is particularly the case with long-term sickness in which you may miss out on an income for weeks – and sometimes even months. Some employers may be able to offer sick pay for a limited time, but this may still not be enough to survive on. Other forms of financial helps are often needed in these circumstances. Fortunately, there are lots of different forms of financial help to consider.
Look into federal/state benefits
In the case of chronic sickness in which you may be expected to be ill for several months, it’s possible that there may be benefits that you’re entitled to. TANF (Temporary Assistance for Needy Families) and SSI (Supplementary Security Income) are two federal benefits that are both worth looking into. Eligibility for such benefits can depend on the requirements of your state. There may also be other benefits offered by your state – by doing your research, you can find out more about these.
Take up odd jobs online
If you’re well enough to use a computer, you may be able to make some money online by taking up odd jobs. There are lots of ways of making money online including completing surveys, writing blog posts and even doing people’s online shopping for them. Sites like Fiverr are great place to find these odd jobs.
Sell your clutter
Got any unwanted possessions in your home that you could sell for cash? This could be another way of making some money while you’re ill. You can put these items up for sale online and get buyers to pick them up from your home using the likes of Gumtree. This could be a useful way of selling these items if you don’t have the energy to take them to second-hand stores.
Know your legal rights
There may be cases in which you can make a legal claim and earn some compensation. For instance, if you were injured in a road accident that wasn’t your fault, it’s possible that you may be able to make a personal injury claim. There are companies such as J. Alexander Law Firm that can help you to make these legal claims. If you win your claim, the compensation could be enough to live off while you recover.
Talk to your family and friends
Don’t be too proud to ask for financial help from family or friends if you desperately need it. Even if you borrow money from them, it’s better than having to resort to a loan. On top of offering financial help, these people could be needed for running errands while you’re ill.
Get help from local charities
In the case of certain illnesses, there may local charities that can step in to offer some financial support. Do some research to find out about charities in your area and try applying for charity funding.

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