A home warranty can provide you with coverage for certain
things that home insurance cannot, such as your furnace or kitchen appliances.
There are lots of different companies that offer these warranties, but not all
of them will be able to provide you with exactly what you need. When you are
looking for the right coverage, it is imperative that you make a point of
looking into what American Home Shield has to offer. American
Home Shield reviews are among the most positive of all home warranty
companies.
Coverage
Services
You will find that American Home Shield Warranty offers
warranties for appliances, plumbing, and electrical systems. These things can
be extremely expensive to have repaired, which is all the more reason to look
into these coverage services. Homeowner’s insurance can be useful, but it
doesn’t cover broken appliances, furnaces, HVAC, plumbing
or electrical. American Home Shield has been helping homeowners save money
since 1971, and they have served over 1.7 million customers all across the United States.
Benefits of
American Home Shield
There are a huge number of benefits associated with getting
a warranty from American Home Shield, including the numerous plan options that
are available. You will also have multiple service fee levels to choose from,
expanding your options quite a bit. There is no home inspection required before
you can get coverage, which makes this process a lot easier as a whole. With
all of the different items that are covered under these plans, you should be
able to find an option that suits you perfectly.
Choosing
the Right Plan for You
Because there are numerous coverage plans that American Home
Shield offers, it is important that you take the time to select the right one
to match your needs. There is a System plan and an Appliances plan that you can
take advantage of. The Appliances plan covers just about any appliance you
might have in your home, including refrigerator, stove, clothes washer/dryer,
dishwasher, etc. Since it is certainly not uncommon for these appliances to
break down, you might want to think about taking advantage of this plan.
There is also the System plan, which covers major home
systems like heating with ductwork, water heaters, garbage disposals, plumbing,
and electrical system. Even a simple problem with one of these systems can
prove to be extremely expensive. If you don’t want to spend more money than
necessary on these repairs, this plan could be hugely beneficial.
You will want to keep in mind that each plan has a term of
12 months. You will be able to cancel anytime you want after 30 days. If you
decide to get a refund, it will prorated with an administrative fee charged.
There is absolutely no limit on covered repairs, but there are coverage limits
for certain items. Your coverage will officially go into effect 30 days after
you purchase the plan.
Pricing
One of the reasons for all of the positive American Home
Shield reviews is that this company offers plans that are affordable for the
average person. There aren’t specific prices for each of this company’s plans,
but you can easily get a quote online. You will be asked which plan you want as
well as the total value of your appliances. If you choose to build your own
plan, you’ll need to submit detailed information about the appliances you want
coverage for. The quote that you receive online will be accurate, so you can
get a good idea as to whether or not it’s within your budget.
There is a service call fee if you ever need any repairs
done. The monthly premium you pay as well as your deductible will depend on the
plan you select. You will find that service call fees can be as cheap as $75,
though it depends on what you need repaired and your plan. Paying more each
month will lower your service call fee, so that is something to consider. It is
important to find out if you are subject to any coverage caps, as it depends on
what you are having covered under your plan.
Exclusions
Anyone who is interested in the home warranty services that
this company offers will need to know about their exclusion rules. You will not
be able to get a claim filed if your home appliance or system breaks down due
to lack of maintenance or acts of God. There are
some circumstances in which you won’t be able to get the repairs you need
covered, and you can call the company for detailed information on this matter.
Claims
Process
The entire process for filing a claim with American Home
Shield begins with logging into your online account and creating a service
request. This is a fairly simple process that you shouldn’t have much of an
issue with. Most people report that they didn’t have any problems with filing
their claims.
Once you have filed your claim and paid your trade service
fee, the company will assign a technician to the job, which usually takes
around 24 hours. The contractor will contact you directly to set up an
appointment. You will be able to choose whichever day and time works for you
best, which is very convenient. The contractor will inspect the broken
appliance or system to see what is wrong before getting started with the actual
work.
How to
Purchase American Home Shield Warranty
You will be able to purchase a home warranty from this
company by calling their toll-free number or going to their official website.
It is highly recommended that you get a quote and take a close look at the
plans they offer before making any final decisions. This will provide you with
the information you need to make the right choice based on your own
requirements. There are many American Home Shield reviews, and most of their
customers have nothing but positive
things to say about them. This is certainly one of the better home warranty
companies in this market today.
