Spending a few weeks in the hospital can seriously mess up your plans. It could also leave you in a terrible financial situation if you own a home. So, you need to get things sorted as quickly as possible to ensure you are back on track. With a bit of luck, your employer will have held your job open while you were out of action. That means you still have the opportunity to earn money and put things right. However, there are lots of other issues you need to consider, which is why I’ve published this post. I hope the information will help to point you in the right direction and remove all those headaches.
Contact everyone who’s sent bills you can’t pay
Before you do anything else, you need to get in touch with creditors and utility companies that send letters asking for money. Explain your situation, and ask them for some extra time to pay. Do not make the mistake of ignoring your debts. If you do that, the amount will increase due to late payment fees. Some firms might also start court proceedings to recover the cash. However, keeping them information should help to stop that from happening. In most instances, they are willing to work with you to settle the matter. They would much prefer to get the money from you instead of having to pay legal fees and take you to court.
Find an injury lawyer
If you stayed in the hospital because of a personal injury, you might be entitled to compensation. There is no time to waste when it comes to finding the best legal representation. Leaving it too long will mean you reduce your payment rate and lower your chances of success. Also, personal injury cases can take a long time to reach their settlements. So, you need to start the ball rolling right now if you want to see your money by the end of the year. Just hire a professional personal injury representative. You can then explain your accident and listen to their advice. They won’t charge astronomical fees, but they could help to make your life much easier.
Go back to work as soon as you can
The last thing you want to do is increase your recovery times by going back to work. You need to ensure your body is healthy again before you do that. Even so, you need to start earning money as soon as you can. Otherwise, you’ll never get out of the debt you’ve managed to create. Maybe you could ask your employer about different shift patterns that are more realistic? They might allow you to work half shifts instead of staying in the office for an entire day. That would assist in easing you back into the routine, and it will also provide you with some basic income.
I sincerely hope your stay in the hospital didn’t mess things up too much, and that you can get back to normal soon. Just make sure you’ve paid attention to my advice, and try to put it into practice as much as possible. Nobody wants to have an accident and end up in the emergency room, but those things happen a LOT these days.