The Injustice of Payday Loan Places

I had to pop on here really fast because I'm listening to something that makes me feel really smart. I'm listening to talk radio and a woman is talking on and on and on about the "injustice" of payday loan places and how we need to regulate them in Missouri. And how they "target" the consumer. And this chick is organizing churches to be against payday loan places and the scandalous interest rates they charge.

And me and the talk show hosts are like, "Everyone has a choice and can get a payday loan or not. And they know the crazy interest rate when they sign up and if they need to float the loan longer, that's their problem!" 

YES, I have gotten a payday loan, way back in the day, like the 90s. We paid like $60 to borrow $50 for a week. I thought it was stoopid even then, but I was married to someone who liked to have stuff but not work very much. I've never gotten one since. 

What do you think about thousands of people wasting their time (I know, it's THEIR time to waste) on trying to regulate these places? Just leave 'em alone. I'm thinking this chick could have spent her time better starting a CHARITY for people who are in dire straits and need to go to these places as a last resort.

This is going on the ballot in Missouri in November. How will you vote?