Tuesday, October 13, 2020

How To Make Money In Time For Christmas

 

Picture by freestocks from Unsplash - CC0 Licence


Is it ever too early to start thinking about and planning for Christmas? We think not. Especially if you don't want December filled with stress and worry, attempting to find the money and time to source your family gifts. Not to mention the mountains of food everyone is likely to eat over the holidays.


For some ideas on how to make money in time for Christmas, apart from taking a look at this page, which shows a range of high-paying jobs, you can snap up in the coming weeks. Here are a few other ideas to ensure you make extra money in time for Christmas.

Tips To Help You Prepare For Christmas

 Dare we say it, Christmas is just around the corner. Now that fall is well and truly underway, is the time to start planning and getting prepared for the festive period. Think about if you know what you are cooking when, who you will invite and how to decorate your home. By being prepared, you can budget and get some real bargains as well as remove any last-minute stress. Get excited, ready, and look through our tips to help you prepare for Christmas.

Image from Pexels: https://www.pexels.com/photo/cold-snow-holiday-winter-40541/

Start practicing your recipes

There is a lot of pressure on Christmas day and the days that follow to get your cooking right. The last thing you want is the added stress of trying a new recipe on Christmas Day, and it to go wrong. To avoid any last-minute calamities, now is the time to start planning and practicing what you will be making so that on the day you ace it. Maybe try a starter one week, main the next, and follow on with a dessert? Not only will you feel happier on the day, but you will also get in the Christmas spirit! Are you feeling the fall vibes? Check out my Pumpkin Chocolate Chip Muffins to really get you in the mood.

Start to shop for your presents early

Unfortunately, due to COVID, there is a chance this pandemic will affect how easy it is to buy your nearest and dearest presents. Leaving it to the last minute may not cut it this year! Start your online ordering now so that you can beat the rush and get all the presents that you know your family and friends will love.

Start preparing how you are going to decorate your place

Once the decorations come out, this is when it really feels Christmassy, and the excitement starts. Get prepared and start stylizing your property for the best festive feels. Think about whether you have a real Christmas tree or a fake one and what decorations you will have inside and outside your house. For inspiration, take a look at Just Artifacts and see what you think will look best for your Christmas extravaganza.

When will you be ordering the food in?

Have you thought about when you will be getting your food delivery in? Food is a crucial ingredient to a successful Christmas, and if left to the last minute, you can find you can’t source the ingredients you need. Get prepared and start planning your orders now to have exactly what you want before the Christmas rush kicks in. A lot of dry ingredients you can purchase now and store in your cupboards. If you have enough freezer space, you could store the turkey too!

Get your invitations out

Be prepared and start sending out your Christmas invitations early. Not only is it exciting choosing your Christmas cards (you could even design your own!), but you’ll feel festive writing them and confirming your list. The sooner you know how many people to expect, the easier it will be to plan ahead.

Unfortunately, with COVID affecting everyone in every country, the sooner you start planning for Christmas, the easier it will be, without having to stress. Have you started planning yet? What tips do you use to get yourself ready? Let us know in the comment box below.

Monday, October 12, 2020

How To Manage Your Kid's Gaming Hobby

 So your kid loves gaming? They won’t be the only ones. It’s a hobby for millions of people, in an industry worth almost 200 billion. Gamers come in all different shapes and sizes. People can game for a living, others can for a hobby, and unfortunately, others get completely addicted to games to the point where it can ruin a life. Gaming is insanely popular with children, to a varying degree. Interest plays a big part, but there’s always going to be some in your own child’s friendship group interested in gaming who will pull them in. Gaming isn’t bad, and unfortunately it comes with a stigma in certain circles. Yet, sometimes a gaming hobby needs to be managed properly, for a whole host of reasons, especially if you’re trying to homeschool during these difficult times. Here are some points to consider when managing your child’s gaming hobby. A key point to remember, however, is that all children are different. You’ll know yours better than anyone and you’ll know how they respond to certain stimuli and restrictions. As such, always bear that in mind when considering a response and be careful when seeking to apply advice straight from the page instead of thinking it through. Try to apply anything in a bespoke way, not a wide reaching one.


Watch Out For The Pricing


Gaming doesn’t have to be an expensive hobby for your children, but it can be if you aren’t careful. You only have to spend a short while with Google and you’ll see some horror stories of kids buying thousands of pounds worth of extras. You can see some of this with the high cost of the next generation consoles. Some parents like to keep their children happy but this can lead to them needing to seek out debt relief such as DTSS sovereign. The key pitfalls are in in game purchases. Take Fortnite for example. The game itself is free, you’ll be happy to know. You’ve probably heard of it as it’s taken the world by storm the last few years. While the game is free, the add ons aren’t. These usually come in the form of in game wearables. No one wants the basic stuff. While one or two items are cheap, they can build up if they have your bank details on the system. To avoid this, remove your card details from the system. Even if you have a child who you think wouldn’t purchase items, it’s better safe than sorry because these amounts can be really hard to get refunded. 


Source

Be Careful What Games You Let Them Play


Games come with age ratings, just like films and you should try to stick to these as best as possible. However, you know how mature your children are. If all of their friends are playing a game and you think they’d be okay to play, then go ahead. A popular one is Call of Duty which is an eighteen rated game in most iterations. Teenagers are usually fine with games like this but it's the smaller children who can potentially be damaged by playing games like this so be as careful as you can. Even the ones which look like they’re designed for children can be deceptive. This is certainly the case if they’re gaming on an iPhone, some weird games can get approved for the Apple or Android store so try to be careful when using those platforms to let your children's game. If you’re ever unsure then check the reviews. Also speak to other parents in your child’s friendship group just to see what’s going on and whether they’re playing the game too.


Use It As A Reward System


It’s important that gaming doesn't become the be all and end all. If they’re in school or college and have important exams coming up, then is the time to limit it. You can do this by rewarding good behavior. Two hours of study can give an hour of gaming or any variation you think is appropriate. You can also incentivize good performance. If there’s a new game coming out or a new console, you can offer to buy it if the child gets a good grade or hits a certain percentile. It’s a great way to reward them without having to take something away. There doesn’t have to be exams either. You can do this on a grade maintaining basis or a weekly basis. If your child plays with friends, linking up with their parents and working out a schedule helps because your child will know that they aren’t missing out. If they know their friends aren’t playing without them they won’t be so hard done by when doing school work. If you haven’t used it as a reward system before it can be hard to bed in and implement. 


Remember The Positives


It’s important to remember that there are many positives to gaming. At the moment, with coronavirus changing the way people socialize and even live, gaming can be a great chance for your children to speak to their friends. Interaction is vital for a child’s mental health and taking gaming away could, in some cases, take their only interaction away depending on how severe the lockdown is in your area. Each family will differ, as will each child, but interaction is always a must. Gaming is also good for brain development. Playing games like shooters or racing games are great for the reflexes as they hone them and make them sharper. They also work on problem solving skills and social interaction. Working with friends to overcome problems in the gaming world develop vital skills for adult life. The point is there are many positives to gaming, don’t blinker yourself into thinking otherwise. It’s just the same as watching TV or being addicted to Netflix...always remember that if you’re fixing to judge. Everything in moderation. Too much of it is bad, especially if you find your child is missing out on social events or becoming completely withdrawn. 


Easy Ways To Get Your Home Winter Ready

 It won’t be long until we start to get the first proper frost of the year. This means we need ot start getting our homes ready for the colder weather. 


Image by Jill Wellington from Pixabay 


Rain, wind, and snow can seriously damage our homes, however, a little bit of care and attention can help you to stop some of the costs, or at least reduce them. 


Whether you live in a flat, or a house in the country, there are some easy ways you can get your home ready for the winter, let’s have a look at some of them below: 

Look At Your Outdoor Lighting

As the days start to get shorter, you need to ensure the outside of your home is well-lit. Check that all of the bulbs are working, or even change the style to decorate your doorway. 

Check Your Heating

We use out heating the most during the winter, therefore arranging heating and cooling repairs before the winter sets in is important. If you’re planning on going away, it’s also wise to keep your heating on a timer, this way you are looking after your pipes and preventing them from freezing and getting damaged. You should also think about getting your boiler serviced, it’s recommended to do this every 12 months, so make sure it’s on your list. 

Get All Your Winter Essentials

You don’t need to wait until the first frost to realize you’ve lost your snow shovel, de-icer for the car, or salt for your walkways. Make sure you get the winter essential now and be prepared. 

Clean Your Gutters

Through the autumn your gutters get clogged with debris that can lead to you having leaks and, in turn, damage to your room or dangerous, slippery walkways. Make sure you clear the gutters before the winter hits so you can keep your home dry and warm. You should also make sure you check your roof at the same time. If there are any damaged tiles have them replaced, this is going to be easier and cheaper than needing a replacement roof. 

Check The Trees Around Your Home

Inspect trees around your house, you should be looking out for any branches that could break, are too close to powerlines, or near your roof. If we have bad weather and high winds, these could be dangerous and need to be tackled before they become a problem. 

Prepare Your Windows And Doors 

Make sure all your windows and doors are insulated properly in order to prevent cold air from sneaking in. Repair any cracked windows, fix the seals and caulking, and make sure you stop and repair any drafts. You may want to consider replacing or upgrading your blinds and curtains. 

Swap Out Your Bedding

It’s time to put away the summer duvet and bring out the cozy winter-weighted duvet clever. Get out your cuddly throws and comfy cushions and get warm for the long winter evenings. 


These are just some of the easy things you can do to get your home ready for the winter. What are you planning on doing to get your home ready? Please leave some ideas in the comments section. 


Good Debt: Is It A Myth Or Does It Exist?

 


Image Location (CC0 License)


Let's be honest, we all associate 'debt' with negative connotations. If you ever hear someone talk about this topic, it's rarely in a positive light. Debt is bad - this is a statement most of us will agree with without a second thought. 


However, what if it's not true? Navigate the various online financial resources, and you'll find whispering of good debt. What is this mythical creature? Is there truly such a thing as good debt? The brief answer is yes, good debt certainly exists. While owing money is never ideal, there are instances where it can be seen as a good thing. 


This throws up a new question; how do you know if a debt is good or bad? Here are a few points that help you work out the difference:

Are you in debt to the government?

Some debts are government debts, meaning you owe money to the people running our country. As noted by DTSS U.S. Complete Freedom, the government can impose charges and sanctions that put you in debt. Tax is a great example; many people are in tax debts due to excessively high charges and penalty fees from the government. Generally speaking, government debt is bad debt because you gain nothing from it. You pay a lot of money, but you see no direct impact on your life. 

Are you subjected to massive interest rates and fees?

Debt tends to be bad when you're charged huge interest rates and lots of additional fees. This is a problem because it basically means you're paying more than you owe. You've borrowed money, and it may have helped you out, but you're paying it back and then some. It leads you to a slippery financial situation as you might not have enough money to cover all of these extra charges. Things are made worse when these fees and charges are hidden and come as a surprise. Good debt will usually be easy for you to manage as you're on a payment schedule with honest interest rates that you can plan for. 

What do you get as a result of the debt?

Lastly, think about what you gain from the debt. I mentioned this when talking about government debts - what will you get out of the situation? In some cases, the benefits of borrowing money far outweigh the downsides of being in debt. The best example of this is borrowing money to buy a house. You will be in debt for years, but you gain something hugely valuable. You have a house that you can live in, meaning you no longer have to pay rent. This house is your property, so you can fix it up, add value to it, then sell it for a profit. Essentially, you've gained a financial asset from the transaction, so a mortgage leads to good debt. You could also argue that student loans are good debt as they help you develop your education and gain qualifications to achieve better jobs. 


Ultimately, good debt is not a myth! It does exist; it's just a matter of figuring out what debts are good and which ones are bad. Good debt is nothing to fear and can actually help you in the long run.