Thursday, May 19, 2011
Guest Post: Behind the Piano
I love this guest post by Carol Alexander ... it shows that you have to think outside the box when it comes to saving money. I am in her position (well, not behind the piano!), and my writing desk is small and is up against a living room wall where I can be near my homeschoolers. I love her tips on saving on office supplies, especially!
By Carol J. Alexander
In twenty-three years as a stay-at-home-mom, I have learned that you make money by saving money. Because most people already own a computer, paper, and pencil, a writing business requires less start-up than the average network marketing scheme. But one step into your local office supply mega-store could undo that in an instant. With so many years’ experience making ends meet by bargain hunting, using what’s on hand, or doing without, it is only natural for me to apply these principles to my business. Let me show you a few ways you, too, can put more of your earnings into your pocket.
I save a tremendous amount of money by buying a year’s worth of office supplies during back-to-school sales. I purchase copy paper for $2.50 instead of $4.50 and spiral notebooks for a dime. Pens, pencils, notebooks, and folders all sell for next to nothing this time of year.
For larger items, I decide ahead of time how much I want to spend and do not buy until I find my price (or better). I also practice delayed gratification by saving cash for the purchase. Then, I track the sales. I use the Internet to compare brands and to search for rebates. I watch the advertisements in the newspaper. Most large-ticket items like computers and electronics go on sale in August and for the holidays. I recently purchased a laptop and printer. I shopped for something that would meet my needs, was a quality product and was within my price range. After the sale prices and rebates I paid less than $400 for the pair.
I have saved my business the most money in the design of my ‘office.’ An article in a recent writers’ newsletter discussed outfitting your office in these slow economic times. Most everything the author suggested I cannot afford to do. Also, in a popular book for writers, the author cautions the reader against starting out too big, too fast. She shares that she only recently graduated from her modest 10’x10’ office in the spare bedroom to something more spacious. Let me assure you, if I had another 10’x10’ room in my house, I would rapidly separate some boys. My money saving office measures precisely 5’3”x3’4”.
You wouldn’t believe what I fit in 17 ½ square feet. I have a comfortable, ergonomically designed office chair my husband picked up at a thrift store for $5 and an old kitchen table that I use as a desk. I also have a bookcase that holds the books I use constantly, an inbox (for putting works in progress), some catalogs and journals. A few flower pots sit on the shelves to hold paperclips, sticky note pads, pencils and a stapler.
On the other side of the piano (Oh, I forgot to mention that my neat little space is behind the piano!) sits a small filing cabinet and on top of that is the printer. And that is all I need…for now. Granted I’ve only been pursuing this writing career for a few years; but I earn money. I am published in national magazines. I am happy with my progress.
So, when can I turn the spare room into an office? I don’t anticipate having a spare room until my now 16-year-old son moves out. So, until then, you can find me behind the piano.
Carol J. Alexander writes from behind the piano in the Shenandoah Valley of Virginia. Her articles have appeared in Urban Farm, BackHome Magazine, Grit, Home Education, The Old Schoolhouse, and several different parenting magazines. She is also the author of two e-books for homeschooling parents: Seed Catalog Curriculum: 50+ Lesson Plans Using Seed Catalogs, and Planning a Homeschool Graduation. You can find Carol, or her books, at her blog EverythingHomeWithCarol.blogspot.com.
Tuesday, May 17, 2011
Frugality Tip: Save Money on Groceries and Food
I used to have a problem with fast food. More like an addiction. I craved it and when I would get a writing paycheck in the mail I would cash it and spend it on fast food or ice cream or something else food-ish.
Something happened recently that I can't quite explain.
I stopped craving it. I also stopped taking second helpings of every meal at home. I can't tell you the last time I bought myself a fancy coffee. I make coffee at home when I am dying for it and keep a $2.50 bag of M&Ms in my diaper bag for my sweets cravings. That bag lasts me about a week, then I get another.
I lost weight and saved money for LegoLand. I have to give some credit to Geneen Roth and Bethenny Frankel Hoppy ... they say don't deprive yourself, but don't pig food in when you are faced with something you love. Have that chili cheese dog, but only eat half of it now. You will not starve. There will always be more food.
What are your tips for eating less and eating out less?
Sunday, May 15, 2011
Frugality Tip: Sell Your Old Junk
Usually I just donate our old stuff since it’s the easiest route, but lately we’re trying to make money for our dream goal of going to LegoLand in California someday, so we are saving every cent we can. Here’s the order of events in getting rid of stuff:
Garage sale. Oh, how I hate having a garage sale, but my kids love it, so I reluctantly do it about once a year. For one thing, we are not early birds. We never end up making money, but this year I decided to advertise it for free on Craigslist and put in the ad that we were only open from 10-4. We made $45, which is like half a ticket to LegoLand.
Consignment shop. We have a kid consignment store down the road, so I took all the toys that did not sell at the garage sale (they’re too picky about clothes) and tried to sell them there. I made another $14.
Craigslist. I put an ad on Craigslist advertising a “lot” of toys for one low price. Perfect for a daycare or a new grandma trying to stock up her house. I put special stuff in their own ad (Littlest Pet Shop, Thomas trains, my husbands tools). We were able to quickly unload a tool of my husband's for $15. (I never have buyers come to my home unless my husband is home because I'm a big scaredy cat).
Thrift stores. After about a week, what was left went in the back of my van and to the local thrift store.
Your challenge: to sell some old junk and not spend the money on fast food. Put the money away ... like in a savings account!
Saturday, May 14, 2011
Games to Play with Baked Lays on Mother's Day: Go Chip
This here is what you'd call a "break" from Frugality Month. I'm not loving the theme months, but I'm committed (or should be ... ha!), but I can take a break on the even days if I wanna.
On Mother's Day Michael and I were on the deck eating Baked Lays. All of a sudden he put them in his hand all fanned out like they were cards. He said, "Let's play Go Chip."
I didn't miss a beat and put my own chips in my hand and made a discard pile of chips. We started playing, like this:
Michael, "Do you have a .... [pause] chip?"
Me, "No. Go chip." Then he picked from the discard pile. Then I asked, "Do you have a ... chip?"
Michael, "Yes." Then he gives me two chips that are close together in his hand. I eat one and add one to my hand.
We continued on like this for a few minutes until our chips were eaten.
Then I started laughing my butt off at the absurdity that is us! We have a lot of fun around here!
On Mother's Day Michael and I were on the deck eating Baked Lays. All of a sudden he put them in his hand all fanned out like they were cards. He said, "Let's play Go Chip."
I didn't miss a beat and put my own chips in my hand and made a discard pile of chips. We started playing, like this:
Michael, "Do you have a .... [pause] chip?"
Me, "No. Go chip." Then he picked from the discard pile. Then I asked, "Do you have a ... chip?"
Michael, "Yes." Then he gives me two chips that are close together in his hand. I eat one and add one to my hand.
We continued on like this for a few minutes until our chips were eaten.
Then I started laughing my butt off at the absurdity that is us! We have a lot of fun around here!
Friday, May 13, 2011
Frugality Tip: Use the Library
You Know You Have a Good Book When …
I love the library. So I sometimes have to wait months to get my hands on the latest bestseller. It’s free!
I used to overuse my PayPal account to buy used books on ebay (imagine if Amazon and Half.com took PayPal!!!). Then I realized I was getting books, reading them and then never looking at them again. So I’d sell them for a fraction of what I paid or just give them away. I know, some people save every book they’ve ever read, and I used to do that. Then I took a look around my 1,327 square foot home and saw the space our homeschooling stuff took up and realized I just can’t save books unless I’m using them for something.
You know you have a good book when …
… you want to stay up late reading it.
… you lock yourself in the bathroom pretending to be having bowel issues.
… you read instead of watching The Real Housewives (or your favorite show).
… you get excited to get back home to dive into it.
… you find your mind wandering in social situations because you’d much rather be with your book friends.
I'm so excited about adding Amazon to my blog ... you can now purchase books directly from this site. Sometimes you check out a book from the library and just HAVE to own it. Or sometimes you hear the title and HAVE to own it (like how I just had to have The Sane Woman's Guide to Raising a Large Family, and my friend bought it immediately, as well!).
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