Sometimes when you look at planning into the future, it's not always going to turn out that way. But when people plan into the future, then often plan for the next few years. It might be the plan of having a new car, a new addition to the family, or a change of home. We think of the really big things in life that we'd like to do or we'd like to buy, and we consider that future planning. But that's only planning so far in the future. There's so much more to life than the things you can buy and the things you can go and do. Future planning is making sure that your life is planned out for you until the very end. The longer in the future that you plan, the easier it's going to be to live the life that you truly want to. Too many people get into their old age and regret not planning for that time in their life. So, we want to try and help you to plan for everything that you can in life, so that when it comes to the end you know that you've had everything in life that you want to, and made the best of every opportunity coming your way. So, keep on reading, and we'll show you how you can plan for all of your future.
Planning For Retirement
Retirement might still be so far in the future at the minute, that all you can do is hope and dream that the years fly by. It's a shame that we're wishing our lives away because of the job we're doing, but that's exactly what we do! So now we think it's time to think about it a little more seriously. Rather than thinking about it because you want to think about leaving and doing absolutely nothing again, think about it in terms of money. Until it gets really close to the time, it's so easy to forget about the money you're going to lose out on. Depending on what money you're on right now, depends on the pension that you're going to get. Obviously the more you're on, the better the pension you're going to get. But it also depends on the company you're working for and the pension package they're providing. But either way, you're not going to be on the money you're on now. So a super wise person would start saving their own money on the side while they can. It gives you this big pot of money to dip in as well as using your pension, giving you a fabulous lifestyle. You should also look into investment options that you could go for. Gold and silver ETF's is just one route you could go down. It's an investment for life, allowing you to hopefully bring in more money, again leading you to live an even better life. So hopefully this section has inspired you to plan way in the future money wise.
Planning For The Kids Flying The Nest
Planning for the kids leaving is one that you definitely might have thought of before. But rather than thinking about it in terms of what you're going to down with money and the space in the home that you have, you think about the freedom of not having them in the house. The freedom of still not having to do everything for them. But when you think about it, they're probably giving you money as board to support the bills in the house. Although those bills will go down a little when they leave, you'll still be losing out on some. You might also realise that the home you're living in is too big for you. There might be a few spare rooms that you're never going to use. So it might be worth looking into downsizing now so that you can get an idea for the home that you're going to want to go for, and how much money you're going to make from it. Hopefully if the property market goes your way, it'll come at a time when houses are more expensive to buy. Your bigger one will be far more expensive, and the smaller home you get will leave you with a few thousand spare. So again, it's another pot of money to find, one that you could use to go and travel the world!
Planning For A Loss Of Job
Possibly one that we think about the least. We might joke about wishing we could lose our job so we wouldn't have to go to work. But in reality, if we did have to leave our job and become jobless, we definitely wouldn't be able to live without working. And at any time your job could fall through. This about the amount of times that big brands have gone bust, meaning people all over the world lose their jobs within a day or two. Most recently, Thomas Cook went bust, meaning thousands of people lost their job and are still struggling to find one. So, we think it's so important to think about what you would do if you lost your job. You should always have some savings in the short term that you can use for bills and daily living. You should then think about getting any job that you possibly could. Don't spend your time looking for the job you had if there are none going. Look for a job that will get you money ASAP!
Plan To Do Something Incredible
Planning to do something incredible is the best way to plan for your future. Everything so far has been so serious, but sometimes it's just good to think about the things that you'd love to do in life. For us, it's being able to travel the world. There's so much in the world that you have to see, and some people are never going to be able to go and see it. But if you put your money to good use, there's so much out there for you to go and see.
