 |
| Image by Q K from Pixabay |
Even though many of these people and families feel they're alone, numerous agencies are available to help them. Here are a few options to obtain services when you're homeless.
 |
| Image by Ahmad Ardity from Pixabay |
Stock market investment is the most unpredictable form of personal investment. Such a high-risk-high-reward environment requires an investor to be on their toes for new financial opportunities. If you have recently acquired your first stocks or you are looking to invest, here are some basic tips to prepare yourself for a successful stock market career.
You should ask yourself, why do you want to invest in the first place? Your investment aspirations should be attainable and entirely feasible. Do not try to use investing as a get-rich-quick scheme. This intention isn't realistic, and while it is possible to increase your personal wealth by investing in the stock market, it will not happen overnight. Growing your earnings will take a lot of time, dedication, and experience. Raw ambition may prompt you to invest unwisely.
Buying cheap stocks, also known as penny stocks, may seem like a great idea if you're new to the world of stocks and bonds. You may think that they are a lower risk when compared to pricier stocks, but cheap stocks are actually more unstable because they are not subject to regulation, and you are more likely to lose money. Penny stocks are also inclined to be involved in penny stock scams, and they are harder to sell when you want to get rid of them.
In January of 2020, well-known entrepreneur Elon Musk tweeted about "using Signal." Investors started pouring money into a company with the word "signal" in its name, drastically inflating its stock prices. Musk later clarified that he was talking about a business that was completely unrelated to the one that had garnered so much attention. He also explained that his tweet was simply stating that people should use its app services more often, not that they should invest in it.
This incident illustrates how important it is to be rational about your investment decisions and not fall prey to hype. Letting emotions and impulsivity dictate one's actions is a common investing mistake to watch out for.
Even if you lead a busy lifestyle, you should always make time to learn more about investing. Consider subscribing to a specialty magazine for personal finance articles or buying books on relevant topics. You can also surf the web for free informative content. Prominent bankers like Julio Herrera Velutini have a plethora of articles on their blogs for investors of all experience levels.
Review your portfolio quarterly and keep track of long-term trends in all company stocks. Checking your stocks more often than that may make you feel antsy, especially if a company experiences a hiccup. Such changes are likely to be temporary and selling that stock could end up hurting you.
If the stock's decrease is severe, research the reasons for the downturn before making any permanent decisions.
Investing in the stock market doesn't have to be incredibly complicated, and you do not have to be a billionaire to get started. Following these general guidelines will help you make smart investment decisions.
 |
But it's never too late to turn things around! A quick trip to the IMDb website parent guide, which my best friend told me about now solves all that. (just go to IMDb site and search for the movie or show title, then scroll down to Parents Guide) If something is rated R, don't freak out. Sometimes movies are rated R for something like smoking ;-)
It goes further than Common Sense Media in that it explains specific instances and scenes. I'm okay with most language (hate when God's name is taken in vain though), and some violence is fine, but the sexual stuff that's inserted even in kid movies is just so unnecessary! There's a section at the top called Sex and Nudity and it shows instances and describes them so you can make an informed decision about watching the movie or not.
BONUS: Many of these movies are based on true stories and count as educational history!
Check out this list of movies, vetted by my girlfriend for her family of 7 boys and 2 girls 😀 plus a few of my own. And PLEASE leave your ideas in the Comments section or email them to me at mommykerrie@yahoo.com so I can check them out and add them!
All the Marvel movies (except for the Iron Man movies)
Godzilla movies (newer ones, 1998 and 2014)
Hunger Games series (four movies)
Night at the Museum (and 2 sequels) — We've seen this many times and I didn't realize how clean it was! Sam requested it for his 12th-birthday night movie after his homemade sushi dinner.
Pacific Rim and sequel
Quiet Place 1 and 2
The Bourne Identity (and sequels)
The Boy in the Striped Pajamas (we read the book first as a family for homeschooling, then watched the movie ... be prepared to be depressed afterward)
The Greatest Showman (one of our family's favorites!)
True Grit (the newer one)
Walk the Line (Johnny Cash)
A Beautiful Day in the Neighborhood
Because of Winn-Dixie Just started this book with 12-year-old Sam (November 2021), then we'll watch the movie.
Cast Away (male butt cheek)
Cheaper by the Dozen (how could I forget this one?!) but NOT the second one
Chef (read the sex/nudity stuff before watching with your kids, depending on their ages)
Diary of a Wimpy Kid: Dog Days (2012)
King Arthur: Legend of the Sword
Little Women (2019) We've read the Junior Classics version of this book, and need to watch the movie!
McFarland USA (it says 7 instances, but one instance says "there is absolutely no sex or nudity" and then it goes on to talk about things like a married couple kissing or a brief shot of a shirtless man, so you do need to read it!)
Me Before You (fantastic date night at home movie, but the message about self-euthanasia is something to watch out for and discuss)
RED (Retired Extremely Dangerous) (my aunt recommended this one forever ago, so I recently checked it out and was shocked that it had zero sex/nudity and only 1 instance of profanity) (Update: if anyone in your household is triggered by being tied up or women with duct tape on their mouth and a bit of cleavage showing at the same time, skip this one. Keep an eye on the "violence" category in IMDB as well, because something like this was not in the "sex/nudity" category and also I didn't realize that people just like you and I are the ones leaving these notes.)
The Princess Diaries (2001) *Cheerleaders and bathing suits at a beach party*
Twister (I was typing up some Science stuff for homeschooling and this movie came into my mind, so I looked it up and it's clean!)
Wall-E
Walt before Mickey
Yes Day
A Boy Called Po
A Little Game
All is Lost
Arrival
August Rush
Cool Runnings
Finding Neverland
Glengarry Glen Ross
Hachi: A Dog's Tale
Heart of the Country
High Strung
Locke
Martian Child
Mr. Church
National Treasure (cleavage)
Storm Rider
The Great Gilly Hopkins
The Intouchables (subtitles)
The King's Speech
The Truman Show
Waffle Street
Have seen but won't watch again with the kids:
Bedtime Stories (or anything by Adam Sandler, sadly)
Pixels
Image by Devon Breen from Pixabay
The tendency to get engaged in a cycle of work, sleep, and then more work is highly common among people. After a while, both you and your body will begin to complain and demand that you take better care of yourself. With only a few minutes of your time per day, you can find simple ways to take care of yourself that will not take up too much of your schedule.
Here, we look at some of the things that you can do to look after your health and wellbeing.
EXERCISE
Exercise has been shown to put your mind in a positive state. When it comes to things like stress, a little movement may certainly make a difference. An early morning walk might help you feel more motivated and energized for the day ahead by simply including it in your routine. Set your alarm a few minutes earlier than you typically would and take a little walk around the block before getting ready for the day. If you prepare for your day the night before, you will have more time in the morning to get things done.
MEDITATION IN THE MORNING
Allowing yourself five or ten minutes of meditation each morning will assist you in balancing and relaxing your brain in preparation for the day ahead of you. Taking a few minutes to relax before you begin getting ready for your day can help you to remain calmer and less likely to feel anxious during the day. Make a point of providing yourself with positive reinforcement.
MAKE TIME FOR YOURSELF
When we organize our days, we do not frequently include any time for ourselves in the schedule. However, it is crucial to remember to include yourself in your plans as well. Self-care is vital for us to live peaceful and positive lives. Without it, we will suffer. Some people prefer to pamper themselves, read a book, go for a stroll and take some cbd oil. So, when you are planning your calendar, make sure to include some time for yourself, even if it is simply a night in where you take a long bath and apply a face mask.
LIMIT YOUR SCREEN TIME
The majority of individuals now have a smartphone, and they check it multiple times a day on average. Although it is easy to have a device like this and it has opened up so many chances for individuals, there are some drawbacks to having one. It is common for people to get into the habit of looking at their phones when they first wake up in the morning. They check emails, social media, and text messages and before they realize it, their day has already begun, and they have not had enough time to prepare for work or other daily tasks. Try to take some time away from your devices, especially while getting ready for the day and when in the evening before bed to avoid being distracted.
What are your top tips for ensuring that you look after your health and wellbeing?
Most people will have two significant types of investments in their lifetime. Purchasing property is one, and purchasing a vehicle is the other. Purchasing a car can be an investment rather than an expense. Here are some of the signs that purchasing your dream car could lead to added benefits in the long run.
Your car should last for at least five years (after which it will need replacement parts), especially if you treat it well and follow all maintenance precautions, e.g., changing oil every so often.
There is also resale value attached to cars, meaning even when your model gets older, you still have a chance of reselling it for something less than what you bought it for originally. According to Edmunds, there's usually between $1,500 and $2,000 loss in value over three years old used vehicles, but that doesn't mean your car automatically becomes scrap at three years.
If you have owned a car for a long time, your parts will be worn down and need replacement. Since cars require regular maintenance during their lifetime, the car owner is expected to spend money on everything ranging from oil changes to spark plugs and more. This means that over the course of 5 or 10 years of owning a car, you should expect to purchase all new parts and pay mechanic fees. As these costs add up over time, it's important to note that they can definitely become investments as opposed to expenses.
Other factors such as gas prices do come into play when purchasing an expensive vehicle. Of course, there are plenty of free benefits such as convenience and better driving experience, which might not necessarily count as "investments," but they definitely contribute to the positive outcome of owning an expensive car.
As for small or used cars, there are still benefits that shouldn't be ignored when purchasing them. It's true that most owners of older models need to spend money on repairs and parts replacements more often than owners of newer models, but it doesn't mean they should never buy a used car. Some people prefer buying cheaper models in order to save up or pay whatever is due right away; some might want smaller vehicles because bigger ones aren't practical in big cities; others don't care for bells and whistles as long as the engine runs smoothly - all these reasons point out that when you purchase your dream vehicle (used or not), it will bring you satisfaction and financial benefits at some point or another.
All in all, purchasing an expensive car is a decision that should be made carefully and after thorough consideration of what it means to own both the vehicle itself and its different parts over time. There are advantages to buying cars with high resale value, but there are also disadvantages such as higher monthly payments.
When you weigh every factor before actually hitting the market for a good used car, you'll have enough information to decide whether spending money on your dream ride will help you achieve your goals!
